(Accident Benefits)
In Ontario, if you are injured in a car accident, you may be entitled to receive accident benefits through your own auto insurance policy. These benefits are provided regardless of who was at fault for the crash, which means you can access medical and financial support even if you caused the accident or if fault is unclear. In situations where you do not have your own insurance, another insurer—determined through Ontario’s priority rules—may step in to provide coverage.
Accident benefits are completely separate from any lawsuit you may pursue against an at-fault driver, and they are designed to give you more immediate assistance. Depending on your injuries and circumstances, Because the system can be complex and insurance companies may dispute the extent of benefits you qualify for, it’s important to understand your rights and act quickly to preserve your claim.
Core benefits may include
- Medical & Rehabilitation (treatment, devices, therapy plans)
- Income Replacement or other income-related benefits
- Attendant Care (where eligible)
- Non‑Earner or Caregiver benefits in certain circumstances
Key steps after a crash
- Notify your insurer promptly and request the accident benefits forms.
- Complete and submit the application package accurately and on time.
- Complete and submit the application package accurately and on time.
- Track expenses (mileage, devices, receipts) and keep a recovery journal.
- If benefits are denied or limited, we challenge the decision and, if needed, bring the dispute to the LAT.
How Meducation helps
- We prepare and review forms, prevent contradictions, and meet deadlines.
- We gather and organize medical evidence that supports the benefits you need.
- We manage insurer communications and negotiate disputes.
- We represent you at the LAT when a hearing is required.
Note: Laws and insurer practices change. Early advice prevents costly mistakes and missed timelines.
Our Working Process
- Free Consultation
- Case Received
- Report Analysis
- Collect Evidence
- Case Success