Have you ever experienced a motor vehicle accident? It’s a horrific and traumatic experience. Even If you are not seriously injured, you need to consider a few things after an accident. If the other party is responsible for the accident and you are injured or your vehicle is damaged, you can claim accident benefits.
You can claim benefits mainly from two sources- if your vehicle is damaged, then accident benefits from your insurance company. If you are injured, you can make a tort claim against the responsible person.
The time after the accident is crucial to make a claim. If you don’t act right during this time, it may cost your benefit big times. So, it would help if you considered following or doing a few things after an accident.
Don’t Leave the Scene
It’s a common mistake that many people make. After an accident, people panic and drive away from the scene. It may raise a whole new question if you don’t stay at the scene. So, after an accident, try not to lose your cool and think before taking any step.
Check on Everyone
In the end, an accident is an accident. Even if the other party is responsible for the accident, you need to check on them whether they are okay or not. Your first priority should be ensuring everyone’s safety.
Call the Police
If you suffer significant car damage or injury, you need to call the police immediately. You will need a police report if you want a benefit claim from your insurance company. If your car is not blocking any traffic, you shouldn’t move your vehicle until the police come to the scene.
If the police delay responding, you can collect some information by yourself. You should write down the names, addresses, license numbers, plate, and insurance information of the other car’s driver and passengers involved in the accident. If there are any eyewitnesses of the accident, you should write down their whereabouts too. Please be patient and cordial while you are exchanging information.
But, you shouldn’t confess your fault out of humbleness. For example, if you say something like, “ Sorry, I should be more careful”, you are actually admitting your legal liability for the accident. So, don’t say anything that may weaken your claim.
Get Medical Help
Whether your injury is severe or minor, you need to seek medical help as soon as possible. Most car accidents involve head injuries. So even if the injury doesn’t look serious, it still could be dangerous. Furthermore, you will need a medical report if you are going to do a personal injury lawsuit.
Inform Your Insurance Company
After the accident, don’t waste your time. Inform your insurance company as soon as possible. You also need to determine what kind of benefits you are going to get. If your car is damaged, you may go for collision coverage. If you get injured, you may seek compensation for your medical bill.
Capture Some Evidence
In the era of smartphones, you can easily take photos of the accident. It could be imperative to verify your claim. Try to take the picture right after the accident. After the police arrive, try not to do something by yourself. It could jeopardize the whole case.
Give Authentic Answers
When the police arrive, you must be careful about answering questions. It would be best if you gave a straightforward answer. If the police or investigating officers find inconsistency in your statement, then the report wouldn’t be in your favor. Instead of winning a case, you may create a wrong impression.
Talk to Witness
It would help if you were diplomatic when you are going to deal with witnesses. Most people don’t want to involve and testify. So, you have to talk them into it. Try to be very gentle and considerate when you talk to the witnesses.
Consult with a Lawyer to Know Your Rights
If you are serious about making an injury and damage claim, you should consult with a personal injury lawyer. An experienced lawyer can maximize your benefit and defend you if you are at fault.
The Final Thought
In Canada, over a hundred thousand and a half car accidents occur every year. It’s not a very small figure. If you can act accordingly after an accident, it will be easier for you to get the compensation. It would help if you also were careful about your earlier statement. If there are discrepancies between your statement, you may lose your claim.
If you need any assistance regarding a motor vehicle accident in Canada, give us a call.